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Background, licensing and lending approach of the loan officer you will actually work with, including the states served and the borrowers helped most often.
Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, Joshua compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.
Call (480) 529-3826 to get started. You can also email jculver@NEXALending.com.
Joshua Culver, Residential Mortgage Loan Originator & Recruiter at NEXA Lending. NMLS #902430. Call (480) 529-3826.
Joshua Culver is a Residential Mortgage Loan Originator & Recruiter at NEXA Lending (NMLS #902430). Expert mortgage loan originator in Arizona and 7 more states helping first-time buyers, refinancing, and home purchases. Licensed #902430.
Joshua Culver is licensed to provide mortgage services in Arizona, California, Colorado, Florida, Illinois, Texas, Washington, and Wisconsin.
Joshua Culver offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Arizona, California, Colorado, Florida, Illinois, Texas, Washington, and Wisconsin. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (480) 529-3826 and email jculver@NEXALending.com to get started or ask about current mortgage rates and pre-approval.
Joshua Culver's NMLS license number is 902430. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Joshua Culver will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.