Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Joshua Culver, Residential Mortgage Loan Originator & Recruiter at NEXA Lending. NMLS #902430. Call (480) 529-3826.
Joshua Culver is a Residential Mortgage Loan Originator & Recruiter at NEXA Lending (NMLS #902430). Expert mortgage loan originator in Arizona and 7 more states helping first-time buyers, refinancing, and home purchases. Licensed #902430.
Joshua Culver is licensed to provide mortgage services in Arizona, California, Colorado, Florida, Illinois, Texas, Washington, and Wisconsin.
Joshua Culver offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Arizona, California, Colorado, Florida, Illinois, Texas, Washington, and Wisconsin. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (480) 529-3826 and email jculver@NEXALending.com to get started or ask about current mortgage rates and pre-approval.
Joshua Culver's NMLS license number is 902430. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Joshua Culver will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
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